Residential Lending
Barclays Bank Delaware brings a deep understanding of what our clients need - highly personalized service, tailored financing for high end properties, assessment of complex portfolios with a wide variety of assets, use of entities to hold title to properties and insight into the role of credit in an overall wealth management strategy. Visit our mortgage website for further details about the program.
Whether you are looking to purchase or refinance a first, second or third home, Barclays Bank Delaware offers:
- Financing of up to $10,000,000 on a range of properties including single family homes, co-ops, condos and estates with large acreage1
- A wide selection of mortgage types, interest rates, payment options and lifetimes
- Financing in the continental United States and referrals to our affiliates in the UK and Europe for offshore residences
- Personal guidance from a Mortgage Banker trained to evaluate your complete wealth structure
- A high touch, highly responsive experience
We take into account the totality of your situation, with a caliber of assessment and understanding of our diverse, often international clientele, that sets us apart from other lenders:
- All liquid assets are considered in evaluating the capacity for credit, such that certain credit and income constraints may be offset by significant assets
- Clients may be non-US residents
- Clients may hold title to their property in entities such as certain trusts, limited partnerships and LLCs2
- Pre-approval up to $10,000,000 is available3
1Barclays Bank Delaware may accommodate loans greater than $10 million under certain circumstances.
2Actual requirements will be determined by Barclays Bank Delaware based on the specific details of each transaction.
3"Pre-approval": an approval for a maximum loan amount, based upon information a client provides and a review of their credit report, if available. It is subject to: (a) verification of a client's income, asset and debt information; (b) receipt of a property appraisal and title report; and (c) other documents that a Barclays Bank Delaware Mortgage Banker can explain.
Mortgage loans are offered by Barclays Bank Delaware (NMLS ID: 507331), Member FDIC. All mortgage loans are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. Barclays Bank Delaware only originates mortgage loans within the United States of America. Barclays Bank Delaware affiliates originate mortgage loans for properties abroad. A Barclays Wealth investment relationship does not have to be established or maintained to obtain the products or pricing offered by Barclays Bank Delaware.
Securities investing and brokerage products/services offered by Barclays Wealth. A Barclays Wealth investment relationship does not have to be established or maintained to obtain the products or pricing offered by Barclays Bank Delaware. Barclays Wealth, the wealth management division of Barclays Bank PLC, functions in the U.S. through Barclays Capital Inc., an affiliate of Barclays Bank PLC. Barclays Capital Inc. is a registered broker dealer and investment adviser, regulated by the U.S. Securities and Exchange Commission. Member FINRA/SIPC. Barclays Bank PLC, registered in England and Wales (no. 1026167), has a registered office at 1 Churchill Place, London, E14 5HP, United Kingdom, and is regulated by the Financial Services Authority.
IRS Circular 230 Disclosure: Please be advised that any discussion of U.S. tax matters contained within this communication (including any attachments) is not intended or written to be used and cannot be used for the purpose of (i) avoiding U.S. tax related penalties or (ii) promoting, marketing or recommending to another party any transaction or matter addressed herein.
© 2011. Barclays Wealth. All rights reserved.
Barclays Bank Delaware, Member FDIC, Equal Housing Lender
